Wednesday, September 13, 2017

Bags made from an old shirt - DIY

Few days back, I realised that I had not used one of my shirt for a long time. When I did try to wear it, I found that it had shrunk (no, I have not become fat :P).

I was comtemplating to give it away. Just for fun, I searched "reuse of old shirts" on youtube. Boy! The DIY list for reusing the old shirts is amazing. I tried one of it and the results are fantastic.

Below are steps to follow:

Take your old shirt and cut it as shown in the below picture.



If you have a sewing machine at home, sew it yourself (true DIY). Since, we are planning to use it as a bag, do not attempt to stitch it by hand. It doesn not lasts long. I gave it to a tailor and asked him to stitch the corners and the bottom of the shirt. 

See the below pictures.





And now, the bag is deployed on duty. It is much more reliable than the normal plastic bags and it cost me only Rs. 10 (for tailor). You can easily fold it and keep in the boot of your bike or scooty.



I did similar stuff with my other tshirt with similar results. Try it and see yourself.

Bonus - you not only save money on bags, you also reuse the shirt effectively and there by reduce the consumption of additional cloth/plastic.


Thursday, September 15, 2016

Value for money (Market Express)

Value for money or VFM is the most widely used term while buying anything. However, most of the time, it is just another marketing gimmick.

People go to shop for an air conditioner. After shortlisting 3-4 air conditioners, they ask the shopkeeper – “which is best? In terms of value for money?”

Click here to read the full article published first in www.MarketExpress.in - India's First Global Insights & Analysis Sharing Platform


Tuesday, April 5, 2016

Early Retirement in India (Market Express)

Early retirement phenomenon is getting popular among Indians. Visit any financial forum and you would find that the most asked question is ‘which is the best mutual fund’ and ‘I have X amount of money, can I retire early’.

Early retirement refers to taking permanent retirement from your corporate job and pursuing your passion. Passion can be subjective to many people and may or may not be revenue generating avenues. For some, travelling may be passion. They may or may not make money out of it.

Click here to read the full article published first in www.MarketExpress.in - India's First Global Insights & Analysis Sharing Platform


Friday, March 18, 2016

Couples and their money management (Market Express)

There are numerous examples of how divorce has ruined financial life of man and women, both. In the western world, the couples sign agreement called as pre-nup before saying ‘I do’. This agreement comes into picture in case of separation or divorce. Things like who will take how much and what will be the other financial terms and conditions are included in such an agreement. However, in India, there are no such agreements.

In a complete contrast, there are couples who achieve financial independence together. Their goals are concurrent, meaning both agree on the goals and their way to achieve the goals are also similar (if not same). This story is about one such couple and their money management ways.

Click here to read the full article published first in www.MarketExpress.in - India's First Global Insights & Analysis Sharing Platform


Monday, February 15, 2016

Direct vs Regular Mutual Fund plans (Market Express)

Nowadays, there is lots of discussion/noise around what the direct mutual fund is and which one is more beneficial to the investor. Everybody suggests going direct without answering what is direct. However, before getting into the new found debate of ‘Direct vs Regular Mutual Fund plans”, let us first try to understand what these jargons are:
Normal/Agent/Distributor or Regular mutual fund plans: This is the traditional mutual fund investment model. There are many scenarios in this model.

Click here to read the full article published first in www.MarketExpress.in - India's First Global Insights & Analysis Sharing Platform