Friday, September 25, 2015

Risk of equity in retirement

The recent bull run has given confidence to many people about their market understanding. People who were afraid of the word 'market' are now not thinking twice about direct equity. I hope, everybody is right in their conviction.

This post is about one such over-valued and over-estimated confidence. I met this guy who said that he is heavily into direct equity. I am naturally curious. I have no competence in that area and hence wanted to ask about his process.

Saturday, September 19, 2015

16 irritating habits

Just the other day, my friend and myself decided to observe people around us for fun. We decided to focus on the most common irritating habits of the people around. Here is the list:

Photo Credit: Flickr - peopleabba2012

  1. People frequently wipe their touch screen phones on their shirts. This was after every 5 minutes or so. And ... the last call or message that they received was some 2 hours ago. Still they keep on wiping and chamkofying their cell phones.
  2. Constantly pulling the Facebook application screen down to check if there are any updates.

Thursday, September 10, 2015

JPM Debt fund

After reading insightful analysis from Pattu and Deepak Shenoy, I am writing this post. If you have not read them, I suggest having a look at both the articles:

My wife received some whatsapp message yesterday asking everybody to exit from this debt mutual fund of JPM. She asked me what is this all about? I had no clear answer. I am myself not aware what is exactly all this all about.

I told her that JPM held some papers of Amtec Auto and the rating of Amtec Auto was suddenly downgraded. She asked me how can a rating agency downgrade any company suddenly? This time I was hopeless. I told her that I had no clue how ratings work and why this sudden change of stance.

Tuesday, September 8, 2015

How to motivate yourself

To understand how to motivate yourself, we must first know why do we need constant motivation.

Motivation is like food, you need it on regular basis. Reading motivational quotes in the morning is junk. It will not help you. To understand motivation, we must first go into the root cause of the 'need for the motivation'. After that we will see what are the simple yet effective techniques for motivation (and reading motivational quotes is definitely not in the list).

Tuesday, September 1, 2015

Can Money buy happiness (ME)

Everybody is interested to know the answer to this question. Whatever they think inside their minds (or hearts), on the face, they always say - No, money cannot buy happiness.

The first line that comes to my mind on this subject is: “People who say that money cannot buy happiness, does not know where to shop”. I had come across this line on a T-shirt.  So can money buy happiness?